Charging back with unauthorized transaction when done by people who know how paypal works will always result in a chargeback. That's why i closed my paypal account. No way around that. Now i will meet paypal in court and have some fun there. I have used western union today and it's a completely different story, it's a money transfer service between persons and not between emails, they require the sender to talk on the phone with them if he's using a cc (or he can go to an office and pay with cash or cc from there). Receiver needs to go to the office and identify himself. Very secure and it will give you a confirmed identity of both sender and receiver. Another payment method to use is moneybookers, which is similar to paypal in structure but it has significantly lower fees and no chargebacks. The disadvantage of moneybookers is that at least in this moment, it doesn't allow transfers between accounts from different countries.
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